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Marc A. Stephens | Credit Repair

MAS CREDIT REPAIR

Marc A. Stephens (MAS) has prepared the most effective credit repair process with over 15 years of proven results.  MAS will do all of the hard work for you, including reviewing and submitting all documents to quickly increase your credit scores.  Pursuant to United States Code Title 15 U.S.C. ยง 1681g(c)(2)(E) for credit repair, MAS can rapidly remove any item from your credit report, even if the debt is yours.  MAS takes tremendous pride in ensuring that clients have a realistic plan of action to successfully repair their credit.


MAS will quickly delete the following items from your credit report:

Auto Loans, Bank Loans, Bankruptcy, Charge-Offs, Child Support, Collections, Credit Cards, Foreclosures, Home Loans, Inquiries, Judgments, Late Payments, Liens, Repossessions, School Loans, Utility Bills

Frivolous Dispute Letters Online

If you tried repairing your own credit in the past, you probably experienced the credit bureaus constantly ending your investigation stating that the debt has been "Verified".  There are two possible reasons why the debt was "verified", and not deleted.  First, you did not provide a letter with your dispute which legally binds the credit bureaus to prove that the debt is yours.  So, the credit bureaus simply matched the information from their computer screen, such as name and address, with the information in your dispute, and "verified" it as your debt.  Second, you probably used sample letters found on the internet to dispute items with the credit bureaus.  Consumers must refrain from using the sample dispute letters that's on the internet.  They are red flags to the credit bureaus, which could potentially place your disputes in the Frivolous pile.  Once the information in your dispute letter is labeled irrelevant, or frivolous, it may never get re-investigated.  See [FCRA Section 611(a)(3), 15 USC 1681i(a)(3)].

MAS credit repair dispute letters are written with powerful language that's legally binding and grabs the full attention of the creditors, collection agencies, and the credit bureaus.


Initial Credit Report and Credit Score Analysis

When you first sign up, MAS perform a deep credit analysis. Here is what is included:

1.  Obtain all three credit scores from Transunion, Experian, and Equifax.
2.  Obtain copies of all three credit reports from Transunion, Experian, and Equifax.
3.  Review all three credit reports for inaccurate personal information.
4.  Review all three credit reports for inaccurate items.
5.  Review all three credit reports for outdated accounts.
6.  Review accounts that can be made current.
7.  Review revolving and installment accounts with high credit utilization.
8.  Determine what negative factors are effecting your credit score.
9.  Build a plan on how to delete the inaccurate, misleading and incorrect information.
10. Build a plan on how to rapidly raise your FICO credit score to 780.
11. Inform you of the next steps to improve your credit file and credit score.


Monthly Credit Repair Maintenance


After the credit analysis, MAS will work diligently to remove all inaccurate information from your credit report.  The monthly credit repair maintenance includes the following:

1.  Execute plan to quickly increase your credit scores with all three credit bureaus.
2.  Create legally binding Dispute letters for each negative item on your credit report.
3.  Send out Dispute letters to all three credit bureaus; Transunion, Experian, and Equifax.
4.  Monitor all updates and alerts from all three credit bureaus
5.  Respond to correspondence via telephone, e-mail, Fax, or Physical Mail.
6.  Review investigation updates from all three credit bureaus to determine the next step.
7.  Research and recommend new credit cards and seasoned tradelines to purchase.

Start today with repairing your credit report and increasing your credit score.  See results within 30 days.  To get started for only $20 per item send an email to Marc Stephens at This email address is being protected from spambots. You need JavaScript enabled to view it..  Make sure to sign-up for credit monitoring services with Transunion, Equifax, and Experian, then forward the login information via email.  

CREDIT REPAIR RESULTS
(Click on images below to view Video)




CLICK TO VIEW NEGATIVE ITEMS
DELETED OFF CREDIT REPORTS


    Vehicle Loan

Collections Deleted Judgment   Tax Lien

Deteled Icon copy Inquiries   Home Loan


Dispute banner ad


14 INQUIRIES DELETED IN 7 DAYS


CREDIT SCORE INCREASE 564 TO 712


$92,136 STUDENT LOAN DELETED


2 TAX LIENS DELETED


12 COLLECTIONS DELETED


CREDIT SCORE INCREASE 0 to 753


CREDIT SCORE INCREASE 672 TO 800


CREDIT SCORE INCREASE 515 TO 794


CREDIT SCORE INCREASE 589 TO 809

MAS big logo 1280x720  
45 INQUIRIES DELETED IN 5 DAYS


4 CREDIT CARDS DELETED


11 INQUIRIES DELETED


8 STUDENT LOANS DELETED


1 FORECLOSURE DELETED


CREDIT SCORE INCREASE 748 TO 795


CREDIT SCORE INCREASE 600 to 800


CREDIT SCORE INCREASE 672 TO 850


CREDIT SCORE INCREASE 540 to 776

MAS big logo 1280x720
CREDIT SCORE INCREASE 519 T0 762


3 CIVIL JUDGMENTS DELETED


1 UTILITY BILL DELETED


1 CAR NOTE DELETED


LEGALLY DELETE ALL DEBTS


CREDIT SCORE INCREASE 524 TO 695


CREDIT SCORE INCREASE 672 to 830


NELNET STUDENT LOANS DELETED