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Marc Stephens Increases Credit Score from 0 to 753 in 12 days - Authorized User RESULTS

Marc Stephens Increases Credit Score from 0 to 753 in 12 days - Authorized User RESULTS

A client wanted a 750 credit score.  I immediately obtained a copy of her credit report to locate and analyze inaccurate information.  There were several collection items reporting inaccurate information on her credit report with Transunion, Experian, and Equifax.  Due to the inaccurate information, her credit score was reporting as 524 on Transunion.

On June 2, 2018, I submitted a dispute to all three credit bureaus to remove several collections from the credit report. 

On June 28, 2018, all of the collections were deleted.  As expected, the credit score dropped from 552 to zero, because I wiped out all remaining negative items from the credit report. 

On July 9, 2018, I added the client to an authorized user account which had a statement posting date on the 11th.  The credit score was increased from 0 to 753 on July 12, 2018.  Credit Karma only provide weekly updates to the credit report, so the results showed up on July 21, 2018.  Technically, it took 3 days for the credit score to increase by 753 points.

All results are permanent.  The creditor is not allowed to re-insert the deleted items.  The legal restrictions against the reinsertion of previously deleted information are covered by FCRA 611(a)(5)(B).

ABOUT MAS CREDIT REPAIR

Marc A. Stephens (MAS) provides personalized consulting services to individuals and businesses.  MAS has prepared the most effective credit repair process with over 15 years of proven results.  Pursuant to United States Code Title 15 U.S.C. ยง 1681g(c)(2)(E) for credit repair, MAS can rapidly remove any item from your credit report, even if the debt is yours.  MAS takes tremendous pride in ensuring that clients have a realistic plan of action to successfully repair their credit.

MAS will quickly delete the following items from your credit report:

Auto Loans, Bank Loans, Bankruptcy, Charge-Offs, Child Support, Collections, Credit Cards, Foreclosures, Home Loans, Inquiries, Judgments, Late Payments, Liens, Repossessions, School Loans, Utility Bills

 


14 INQUIRIES DELETED IN 7 DAYS


CREDIT SCORE INCREASE 564 TO 712


$92,136 STUDENT LOAN DELETED


2 TAX LIENS DELETED


12 COLLECTIONS DELETED


CREDIT SCORE INCREASE 0 to 753


CREDIT SCORE INCREASE 672 TO 800


CREDIT SCORE INCREASE 515 TO 794


CREDIT SCORE INCREASE 589 TO 809

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45 INQUIRIES DELETED IN 5 DAYS


4 CREDIT CARDS DELETED


11 INQUIRIES DELETED


8 STUDENT LOANS DELETED


1 FORECLOSURE DELETED


CREDIT SCORE INCREASE 748 TO 795


CREDIT SCORE INCREASE 600 to 800


CREDIT SCORE INCREASE 672 TO 850


CREDIT SCORE INCREASE 540 to 776

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CREDIT SCORE INCREASE 519 T0 762


3 CIVIL JUDGMENTS DELETED


1 UTILITY BILL DELETED


1 CAR NOTE DELETED


LEGALLY DELETE ALL DEBTS


CREDIT SCORE INCREASE 524 TO 695


CREDIT SCORE INCREASE 672 to 830


NELNET STUDENT LOANS DELETED